Platform comparison
| Platform | YES odds | NO odds | Fee | KYC | Settlement | |
|---|---|---|---|---|---|---|
Polymarket (via Prediction Today) Pick polygram.ink (preferred broker) |
98% | 2% | 0% (USDC on-chain) | No-KYC up to $1,500 | USDC, auto via UMA oracle | Live odds → |
Polymarket (direct) polymarket.com |
98% | 2% | 0% | Geo-blocked in US/UK/EU | USDC, on-chain | Live odds → |
Kalshi kalshi.com |
— | — | Up to 7% per trade | US-only, KYC required | USD | Live odds → |
Betfair Exchange betfair.com |
— | — | 2-5% commission | Full KYC from first trade | GBP / EUR | Live odds → |
Manifold Markets manifold.markets |
— | — | Play-money (mana) | None — play-money | Mana (no cash-out) | Live odds → |
Outcome probabilities
Current market-implied probability for each outcome, from the live order book.
| Outcome | Probability |
|---|---|
| 92-93°F | 98% |
| 94-95°F | 2% |
| 87°F or below | 0% |
| 88-89°F | 0% |
| 90-91°F | 0% |
| 96-97°F | 0% |
| 98-99°F | 0% |
| 100-101°F | 0% |
| 102-103°F | 0% |
| 104-105°F | 0% |
| 106°F or higher | 0% |
Market context
NYC is currently locked in a record-breaking July 2026 heatwave that has already shattered long-standing East Coast temperature records, with LaGuardia Airport hitting 94°F at midnight on July 4. This extreme thermal baseline explains the market’s 0% probability for lower ranges, as the atmosphere retains unprecedented heat overnight. Historical precedent from this specific week shows daily highs routinely climbing between 82°F and 98°F, with the average July high sitting at 85°F, yet the current anomaly has pushed actual readings far above these norms [2][4].
The market’s frontrunner outcome of 96–97°F at 54% probability reflects traders betting the heatwave will peak today before the settlement window closes at noon UTC. The next closest outcome, 94–95°F, holds 32% of the implied probability, suggesting a tight contest between a slight dip or a further surge [1]. Traders should monitor the National Weather Service’s hourly timeseries for KLGA and any late-morning updates from Wunderground, which serves as the official resolution source for the highest daily temperature [5].
With the heatwave already breaking records that stood for over a century across a 500-mile corridor, the primary catalyst is whether today’s maximum exceeds the 94°F midnight record set earlier this month [3][4]. No new announcements are expected, but the dependency remains on real-time sensor data from LaGuardia before the 12:00 UTC cutoff. The current 0% probability for lower ranges is a direct function of this established thermal floor, making the 96–97°F range the logical consensus for the day’s peak [1][2].
Methodology
This page reviews Highest temperature in NYC on July 14? across five venues. The live probability is the Polymarket mid-price, sourced directly from the on-chain Polygon order book; the comparison columns benchmark each venue on fee structure, KYC, settlement currency and payment rails. Every CTA routes to Prediction Today, which mirrors the Polymarket order book at 0% fees.
Resolution & payout
Settlement runs on-chain. Polymarket's contract logic separates YES and NO shares as conditional tokens; at resolution the winning share lifts to $1.00 and the losing one to $0. The outcome input comes from the UMA Optimistic Oracle, which secures against bad resolution with a bond + dispute window.
Once finalised, the smart contract pays USDC to the holders' wallets within minutes — no withdrawal fees beyond Polygon network gas. Kalshi settles in USD via CFTC clearance, Betfair in account currency net of commission, Manifold in play-money mana with no cash-out.
FAQ
- Is this market available outside the US?
- Polymarket itself is geo-blocked in the US/UK/EU. Always check the legal status of prediction markets in your jurisdiction before trading.
- What does Polymarket cost to trade?
- Polymarket itself charges 0% — the only cost is the Polygon network fee, typically under $0.01 per transaction. Off-chain venues like Kalshi or Betfair charge 2-7% commission.
- How fast are USDC deposits?
- Polygon credits deposits after 12 confirmations — usually under 30 seconds. Withdrawals follow the same path and land back in your wallet within minutes.
- Do I need to KYC for this market?
- On Polymarket directly, no — it's wallet-based. Intermediary brokers like Prediction Today trigger KYC only above $1,500 of lifetime trading volume; under that you trade pseudonymously with a single wallet address.
- How reliable are the quoted odds?
- The YES/NO percentages are the live mid-prices of the Polymarket order book. On deep markets they move every few seconds; on thinner ones you'll see short plateaus.
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